Licensed by the Federal Government and with over 20 years experience, Frendo and Partners was founded to provide a local solution to debt challenges faced by the people of the Niagara. Debt issues arise from many different reasons. Payday loans, a job loss, illness, relationship break down or business failure are just some of the causes of financial hardship. Every situation is different and our job is to design a solution to match your specific situation. Consultations are always free and designed to give people the answers they are looking for. We will listen to your specific concerns and offer solutions ranging from revising your budget to initiating formal proceedings. If formal proceedings are taken we will make every effort to ensure that payments made are within your budget and ultimately lead to our common goal of making you debt free. Call today for a free no obligation confidential consultation. Fexible hours, same day appointments can be made available. more... See more text